Borrow USDT Without Selling Your Crypto

Use BTC, ETH, SOL or BNB as collateral and access instant liquidity — while your assets remain secured in Fireblocks custody.

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🔒 Fireblocks MPC Custody
🛡️ Insurance-Backed Custody
📋 Audited Smart Contracts
⭐ 4.8 User Rated

How It Works

Earn daily USDT rewards in just a few clicks — no trading, no
complexity, no lock-in (unless you choose it).

Deposit

Transfer BTC, ETH, SOL, or BNB into secure Fireblocks custody.

Deposit

Select

Choose your LTV and loan amount (up to 50% of collateral value).

Select LTV

Receive

Access USDT instantly in your Growmax balance.

Receive USDT

Repay

Repay anytime — interest-only, with no penalties.

Repay

Borrowing Tiers & Rates

Understand your borrowing capacity and the interest rate tied to your collateral.

LTV & INTEREST TABLE

Rates and limits based on your chosen collateral ratio.

LTV LevelAPRNotes
Up to 50% LTV19.5% p.a.Standard rate
Above 60%Not availableHigh-risk tier

Collateral & Risk Rules

Clear, transparent rules that keep your loan safe and your collateral protected — no hidden terms, no surprises.

Collateral Risk

Accepted Assets

BTC, ETH, SOL, and BNB supported.

Borrow Currency

Receive USDT (BEP-20) instantly.

Max LTV — 50%

Borrow up to 50% of your collateral value.

Margin Call at 65%

Get notified early so you can add collateral and protect your position.

Auto-Liquidation at 80%

Automated protection if your collateral value drops too far.

Interest-Only Repayments

Keep monthly payments simple and predictable.

No-Penalty Early Repayment

Close your loan anytime — totally flexible.

Turn Your Crypto Into Instant Liquidity.

Adjust the slider and preview your loan details instantly. One collateral. One clear loan estimate.

BTC
200,000USDT
200,000USDT(100% LTV)
LTV: 50%Max Loan: 50% LTV
LTV 50%

Loan Amount

100,000 USDT

APR

25% p.a.

Monthly Interest

2,083.33 USDT

Calculator Illustration

Why Borrow with Growmax?

Fast, secure, and flexible crypto-backed borrowing designed for traders, holders, and anyone who wants liquidity without selling their assets.

Keep Your Crypto

No need to sell — unlock liquidity while holding your assets.

Fireblocks Insured Custody

Top-tier security for your collateral.

Borrow in Minutes

Fast approvals and seamless USDT disbursement.

Flexible Repayments

Interest-only payments settled daily; repay principal anytime.

Risk-Managed Borrowing

Automated alerts help you manage LTV and protect your collateral.

Reusable Collateral

Restore collateral after repayment and access new loans anytime.

Dashboard

Unlock Liquidity
Without Selling Your
Crypto.

Borrow USDT securely with insured custody and full flexibility.

Frequently asked questions

We're happy to answer your questions